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个人财务管理英文文献和翻译

更新时间:2013-1-20:  来源:毕业论文

个人财务管理英文文献和翻译
Abstract: This paper asks whether personal financial management education is an
effective mechanism for helping lower-income households accumulate financial assets
and improve credit histories.  The paper argues that the best existing studies of the
effectiveness of financial literacy initiatives suggest that such initiatives might help 本文来自六.维,论-文·网原文请找腾讯324,9114
lower-income households build savings and improve credit records, but the results are
only suggestive due to the limitations of the studies.  The paper concludes that a high
research priority should be to gathering more robust evidence on whether teaching
personal financial management skills to lower-income households can be an effective 新年祝福网页 
means to improve their financial situations.
 
About the Author:  John P. Caskey is a professor of economics at Swarthmore
College.  He received his B.A. from Harvard University and his Ph.D. from Stanford
University.  For over a decade, his research has focused on the use of the financial
services by lower-income U.S. households and on community development financial
institutions.  Professor Caskey has served as a visiting scholar at the Federal Reserve
Bank of Philadelphia, the Federal Reserve Bank of Kansas City, the Universidade Nova
de Lisboa (Portugal), and Yale University.  He has also worked as a consultant for the
Filene Research Institute, the Ford Foundation, Pew Charitable Trusts, and the World
Bank.  In addition to his academic work, Professor Caskey serves on the Board of
Directors of the Chester Community Improvement Project, a non-profit low-income
housing development agency, and the Franklin Mint Federal Credit Union.
 
Keywords:  personal financial management education, financial literacy, impact
evaluation, poverty, asset accumulation 2573

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